About Us

Gibraltar is a British Overseas Territory. Gibraltar enjoys a special status within the European Union. When the UK joined the European Economic Community in 1973, Gibraltar was included in the Accession Treaty as a territory for whose external relations the UK is responsible (subject to various exclusions). This means, among other things, that insurance companies licensed in Gibraltar have to meet the capital and solvency requirements of similar companies within the EU, in accordance with the Solvency II Directive. Until the UK leaves the EU, Gibraltar is part of the EU by virtue of UK Membership allowing Gibraltar insurance companies to exercise passporting rights to provide services in the UK and other EU Member States on the EU principle of Freedom of Services. The UK parliament ratified the withdrawal agreement in January 2020, and as a result the UK and Gibraltar will leave the EU at the end of the transitional period on 31 of December 2020. Gibraltar’s ability to continue to passport insurance into the UK and vice versa post-Brexit has been confirmed by the UK under arrangements between Gibraltar and the UK.

The Company subscribes to the Association of British Insurers (ABI), the Motor Insurers’ Bureau (MIB) and the Financial Services Compensation Scheme (FSCS).

The Company is a customer-driven organisation, placing its clients at the forefront and is committed to providing a consistent service characterised by reliability and flexibility. The strategy of the company is to achieve an important position in the UK specialist motor insurance market. Adoption of corporate governance principles, professional aptitude and integrity are the bedrock for the creation of benefit to shareholders, stability to intermediaries and quality service to policyholders.